Dear DSC Hardham,
Yes, you prioritise. And yes, murder is more important than fraud. But you are obviously sidestepping your sworn duty to investigate ALL breaches of Her Majesty’s peace (and I’m obviously not talking about the specific crime called “breaching the peace”).
Some points that are relevant:
1. A bank, or any corporation, it defined legally as a “person” and can be criminally and civilly prosecuted, so your retort on that point was a complete blow-off! (and aiding and abetting an alleged criminal).
2. Fraud by a bank is no different to armed robbery of a bank, except it is done without a balaclava or a weapon. In the US, bank fraud and loan fraud, in particular, is an epidemic. In other words, if you don’t nip it in the bud it proliferates and becomes aided and abetted by the very pillars of society sworn to protect the members of that society.
3. Destruction of documents is a crime and a fraud in itself, as you would likely know. The ATO requires a 7 year holding period for financial documents; so your bald-faced assertion that “other large banks … state this is common practice” just doesn’t cut it, mate. Who makes the laws in this country? Parliament, or the banks? Or “common practice”? Oh … silly question! Why don’t we all commonly practice murder or theft? Then that would become the law (just like the Gold Coast “wild east”).
4. Don’t you have a separate fraud squad as many police forces do? (I think you answered that one)
5. You admit there is fraud involved, yet state it is civil. It’s not trespass, which has both components. Civilly, you can take actions to redress a tort and claim damages, but the criminal complaint cannot just be ignored or dismissed. You would be derelict in your duty in doing so.
6. You state that the bank can’t hold such records for long periods of time, yet you state you were able to obtain copies of the records. Q. How is it that copies are available if they can’t store the original records for purported logistical difficulties? That’s Rubbish!!
7. Is phoning a suspect and waiting for them to respond standard police operational procedure in Queensland? If so, that might explain your high crime rate. As far as the Cairns police, haven’t they heard of warrants? They should be easy to get – just go see a JP rubber stamp like most police officers do. (I’ll bet the Gold Coast to a brick that if this broker had driven without a “license” you’d be up there like a rat up a drain pipe!)